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The Challenges in Achieving Financial Security
It wasn’t long ago that achieving financial security was a relatively minor challenge for many people and that financial planning was thought of as a discipline that only applied to the very wealthy.  However, much has changed since then.


The Four Stages of Retirement Planning
Achieving financial security in retirement has never been more challenging. The old “three-legged stool” of retirement that used to consist of 1) a company pension 2) Social Security benefits, and 3) individual savings, is now teetering on one and half legs.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Opulen Financial Group, LLC and our editorial staff.  Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness.  All information and ideas should be discussed in detail with your individual advisor prior to implementation. Fee based financial planning and investment advisory services are offered by Opulen Financial Group, LLC  a Registered Investment Advisor in the State of VA, DC, MA and LA.  Insurance products and services are offered through Tom Cymer Insurance.  Opulen Financial Group LLC and Tom Cymer Insurance are affiliated companies.  The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the States of VA, LA, MA and DC or where otherwise legally permitted.

At Opulen Financial Group, LLC we work as your personal financial planner and investment advisor, offering you a wide range of services that are designed to help our clients from Washington DC & Arlington VA as well as the surrounding communities. The services provided include financial planning, retirement planning, investment management, risk management, IRA rollovers and tax & estate planning. Tom Cymer is a fee based planner, Opulen Financial Group LLC and Tom Cymer Insurance being affiliated companies.

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