Partner Professionals

Mortgage Experts

Lindsay Simmons

Lindsay’s attention to detail, second-to-none customer service, and expertise in all types of loan programs (including CONVENTIONAL, FHA, VA, VHDA, USDA) has set her apart in the DC Metro Area.

A native of Northern Virginia, Lindsay has proven her presence in the mortgage industry by winning awards such as ‘Rookie of the Year’ and Mclean Mortgage’s 2011 Chairman’s Club.

Lindsay Simmons loves the opportunity to help others discover and achieve their home ownership goals. She makes the process as stress-free as possible so that her clients can enjoy making one of the biggest decisions of their lives; picking out their dream home. By focusing on her client’s best interests, she has established a strong referral base.

Whether buying a new home or refinancing an existing loan, for the best in personalized profession service, call Lindsay Simmons today!

Lindsay Simmons is not affiliated with NEXT Financial Group, Inc.

Tax Planning 

Stephen Littlewood

A Certified Public Accountant licensed in both Virginia and the District of Columbia currently in private practice, a professional service firm Chief Operating Officer with over 20 years of law firm business management experience, and a Senior Finance and Accounting Manager with experience working with both closely held small companies and large multi-office operations, Stephen has enjoyed a highly successful accounting and financial management career demonstrating that he is a critical problem solver, a strategic leader, an effective accounting management resource, and a valued member of any senior management team.

Stephen earned a Bachelor of Science Degree in Accounting from San Diego State University in 1976 and has taken Graduate Studies in Business Administration at Virginia Commonwealth University. Steve has been licensed as a CPA since November 1987.

Currently, Stephen is Managing Principal of Littlewood & Company CPA’s which is a public accounting firm with offices in both Washington DC and McLean Virginia. His firm provides tax planning and compliance services as well as contract accounting and financial management services to small business owners, their families, and their closely held businesses. His clients represent a broad range of businesses from social media consulting companies, to interior design firms, furniture retail operations, pet care services, law firms, public relations and lobby companies, media consultants, career guidance, and full service marketing firms. In addition, Stephen provides personal tax services to a variety of individuals with substantial investments, rental properties, and significant levels of income.

Before opening his own practice, Stephen served as controller and senior accounting manager for McDermott Will & Emory, McGuire Woods, Battle, and Bothe, as well as Firm Administrator for Odin Feldman Pittleman, Hirschler Fleischer, Carr Goodson Warner, and Maloney Barr & Hennekins full service law firms located in Richmond Virginia and Washington DC.

Stephen is active in the Northern Chapter of the Virginia Society of CPA’s and the Greater Washington Society of CPA’s and is a member of the VSCPA’s speaker’s Bureau.

Stephen Littlewood is not affiliated with NEXT Financial Group, Inc.

Property Casualty Insurance 

Ryan Ridgely Grant

Ryan Grant is an independent insurance agent at the Charles R. Grant Insurance Agency in Rockville, MD. Ryan grew up in Rockville, MD, and currently lives with wife, Heidi Grant, and their chocolate lab, Kuma. He has been in the insurance business since 2004 after graduating from the Robert H. Smith School of Business at the University of Maryland (College Park). The Charles R. Grant Insurance Agency (“Grant Insurance”) is a 3rd generation family business that was started by Ryan’s grandfather in 1953. Grant Insurance is a family-owned and operated business that has been specializing in quality service for over 60 years. Grant Insurance is an independent agent which means that we have the ability to write business for several different insurance companies. We currently represent: Chubb, Fireman’s Fund, Travelers, Encompass, Progressive, and Hartford. Our main office is in Rockville, MD, but we recently opened a satellite office in Tucson, Arizona, to better serve our clients located on the West Coast. We offer a full range of insurance products to help better protect our clients’ assets. Note: we do not offer life insurance or health insurance at this time so please contact Tom for these requests. Ryan Grant is not affiliated with NEXT Financial Group, Inc.

Colin Johnson

I am a licensed real estate Broker in DC, MD, and VA. I am also a member of NAR (National Association of Realtors), GREEN (NAR sustainable building designation), I am an elected board member of DCAR (DC area association of Realtors). My level of expertise is with Buyers, Sellers, Investment, and Development. I am a top 10% sales person within my office and conduct multi-million in sales per year for the last 5 years. I have received 5 star reviews from past clients check them out on Zillow.com. I obtained my MBA from George Washington University with a focus in Real Estate Finance and Marketing. I hold a BA from Miami University of Ohio. I have continuing education and certifications on Short Sales, Foreclosures, Current Financing Regulation, 1031 exchanges, TOPA rights, and property management among all required real estate coursework. In my free time I compete in triathlons, hiking, and I have a passion for worldwide travel if you want to talk travel anytime (or real estate) GIVE ME A CALL. My family and I live in Capitol Hill neighborhood of DC with my son and wife. Colin 202-536-4445
Colin Johnson is not affiliated with NEXT Financial Group, Inc.

Nicole Butler

Nicole Butler is a licensed Realtor in Washington, DC, Maryland, and Virginia.  She is the Managing Partner of BP Homes at Keller Williams Capital Properties.  With nearly 15 years of progressive experience in the banking industry, she was featured in American Banker and selected as one of the 100 Most Influential Women in Corporate America.  She was also featured as a real estate and financial expert on The Lifetime Network’s Designing Spaces.  Nicole attended the University of Maryland, College Park where she earned an MBA in Finance and Marketing.  Given this, her approach to real estate is both strategically focused and financially solid. 

Nicole is described by her clients as knowledgeable, empowering, dynamic and fun.  Holding a CIPS (Certified International Property Specialist) designation from the National Association of Realtors, Nicole has built a track record of success for buyers, sellers and investors nationally and around the globe.  To ensure an extraordinary real estate experience for her clients, Nicole provides a personalized, concierge approach to every aspect of her real estate service; this distinguishes her as one of the regions’ most innovative and effective real estate professionals. 

For those interested in selling a home, Nicole helps her clients net nearly 2% - 3% more money.  In the DC metro area, that could mean over $9,000.  Her seller’s properties are not only advertised across the U.S., but they are advertised in over 90 countries, translated into 17 different languages and shared with a network of over 600,000 agents worldwide.

For those looking to buy a home, Nicole saves her clients an average of 5% - 7% on the asking price of properties.  She prepares a customized “Buyer Profile” for each client that drives her not only secure the best price but also to assure the location and the community is just right for each client.

To schedule a complimentary consultation to buy, sell or invest in real estate, contact Nicole today!

Nicole Butler is not affiliated with NEXT Financial Group, Inc.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Opulen Financial Group, LLC and our editorial staff.  Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness.  All information and ideas should be discussed in detail with your individual advisor prior to implementation. Fee based financial planning and investment advisory services are offered by Opulen Financial Group, LLC  a Registered Investment Advisor in the State of VA, DC, MA and LA.  Insurance products and services are offered through Tom Cymer Insurance.  Opulen Financial Group LLC and Tom Cymer Insurance are affiliated companies.  The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the States of VA, LA, MA and DC or where otherwise legally permitted.

At Opulen Financial Group, LLC we work as your personal financial planner and investment advisor, offering you a wide range of services that are designed to help our clients from Washington DC & Arlington VA as well as the surrounding communities. The services provided include financial planning, retirement planning, investment management, risk management, IRA rollovers and tax & estate planning. Tom Cymer is a fee based planner, Opulen Financial Group LLC and Tom Cymer Insurance being affiliated companies.

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